kelsielee

Champion Author
Atlanta
Posts:3,266 Points:629,815 Joined:Sep 2008
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Message Posted: Sep 28, 2009 6:55:03 PM
GM has to protect against scam artists - but in the process they may create rules that seem unfair to legitimate buyers.
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remay

Champion Author
Houston
Posts:2,037 Points:1,117,340 Joined:May 2006
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Message Posted: Sep 28, 2009 7:16:12 AM
there's always a "catch"...
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VDubBill

All-Star Author
Jacksonville
Posts:946 Points:459,810 Joined:May 2008
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Message Posted: Sep 28, 2009 6:03:01 AM
Caveat GM-tor.
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NJColt

Champion Author
New Jersey
Posts:7,650 Points:1,633,955 Joined:Aug 2005
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Message Posted: Sep 28, 2009 5:45:33 AM
of course "not so fast"... this is GM, bail THEM out and get SQUAT!
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gasisaggi

Veteran Author
Houston
Posts:400 Points:258,225 Joined:Nov 2008
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Message Posted: Sep 27, 2009 9:29:42 PM
I think its worth a try if one is careful....it is like renting a car without taking their CDW or any of the coverages offered by the rental company...
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PizzaMon

Champion Author
Philadelphia
Posts:2,183 Points:922,985 Joined:Jun 2006
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Message Posted: Sep 27, 2009 8:29:01 PM
Caveat emptor!
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MUSTANGSRUS

Champion Author
Ontario
Posts:4,534 Points:961,320 Joined:Sep 2006
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Message Posted: Sep 27, 2009 8:21:34 PM
This policy could be abused by those that want to.
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AnObserver

Champion Author
New Jersey
Posts:4,104 Points:1,385,970 Joined:Sep 2005
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Message Posted: Sep 27, 2009 8:10:52 PM
Reason has to prevail - GM's offer is far more generous than any other policy but it must be tempered with reason
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seeyardee

Champion Author
Sacramento
Posts:4,190 Points:800,410 Joined:Apr 2008
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Message Posted: Sep 27, 2009 7:47:58 PM
Funniest part of that article is to make sure you don't die.
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DosEquis26

Champion Author
Chicago
Posts:1,782 Points:1,056,310 Joined:Jun 2006
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Message Posted: Sep 27, 2009 7:46:09 PM
just don't buy GM in the first place. just say no. it worked for Nancy Reagan
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Daddybud

Champion Author
North Carolina
Posts:1,943 Points:403,115 Joined:May 2009
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Message Posted: Sep 27, 2009 7:39:13 PM
Should it be worth the hassle?
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packards42

Champion Author
Washington
Posts:1,456 Points:266,575 Joined:Feb 2005
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Message Posted: Sep 27, 2009 7:35:10 PM
Yes it look like a tight return policy, but why should GM eat licences and other local add on, the state don't give money back, but $200 on damage is hosing the public. They had to put a number in their or the lawyer wwould suit them over every return, look like a class action suit in the making.
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DeeZill

Champion Author
Tucson
Posts:2,159 Points:468,440 Joined:Jul 2008
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Message Posted: Sep 27, 2009 7:31:15 PM
ridiculous that they get to determine what constitutes 200 or more in damages!
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goodbuy

Champion Author
Michigan
Posts:3,003 Points:504,885 Joined:May 2005
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Message Posted: Sep 27, 2009 7:30:38 PM
Read this article days ago. Time for something new.
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Zonk

Champion Author
Michigan
Posts:1,397 Points:1,114,540 Joined:Oct 2005
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Message Posted: Sep 27, 2009 7:30:15 PM
Hey folks, GM isn't totally dumb.
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TECH500

Champion Author
Alberta
Posts:3,141 Points:654,655 Joined:Apr 2008
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Message Posted: Sep 27, 2009 7:30:07 PM
Stand behind what you say is my motto.
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Jo120

Champion Author
Arizona
Posts:3,339 Points:1,289,100 Joined:Mar 2005
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Message Posted: Sep 27, 2009 7:25:41 PM
I don't see many returns being made.
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MVP1

Sophomore Author
New York
Posts:229 Points:647,480 Joined:Apr 2006
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Message Posted: Sep 27, 2009 7:21:16 PM
Take the nickel...
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AC-302

Champion Author
Los Angeles
Posts:14,487 Points:1,907,010 Joined:Aug 2004
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Message Posted: Sep 27, 2009 7:18:14 PM
Chrysler had something like this in the 70s or early 80s. But a lot of the dealers didn't participate. They felt they were going to be left holding the bag.
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Ken2OD

Champion Author
Grand Rapids
Posts:3,897 Points:959,910 Joined:Dec 2005
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Message Posted: Sep 27, 2009 7:18:02 PM
That fine print will bite you every time. They print it so small that you need a 20X magnifier to read it. GM takes out that insurance policy from CynoSure Financial, who is listed as a private ownership insurer located just North of Ten Mile Rd. (St. Clair Shores) with total sales between One-Half Million and One Million Dollars. That is not very much sales volume for insuring GM. The owner of CynoSure Financial is listed as "private" and I will bet you dollars to a donut that some "GM Big Wig" is the actual owner. He gets paid from the left pants' pocket into the right pants' pocket. How Convenient! Another case of the fox watching the hen house, and all decisions are final. Now isn't that special?
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DellDude2

Champion Author
Nashville
Posts:3,789 Points:1,112,860 Joined:Aug 2005
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Message Posted: Sep 27, 2009 6:44:11 PM
I test drove the 2010 Chevrolet Malibu enough times to know I liked it, and took the $500 rebate instead. I have no complaints about the car so far. The dealership was running an additional discount one weekend, and that clinched the deal. American car dealers are anxious to sell.
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djgunrunner

Champion Author
Salt Lake City
Posts:4,618 Points:1,345,215 Joined:Apr 2005
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Message Posted: Sep 27, 2009 6:21:57 PM
Anyone with the sense the lord gave a soda cracker should have said, If it sounds to good to be true, it is.
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Sneakers55

Champion Author
Houston
Posts:31,135 Points:1,257,695 Joined:Nov 2005
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Message Posted: Sep 27, 2009 6:14:36 PM
Nofries wrote:
>Unreal! I saw the slick GM CEO on TV spinning his great >program
If I had to come up with a term to describe Ed Whitacre, "slick" would not be one of them. Especially not for somebody coming from the phone company. "Sexy" and "AT&T" are mutually exclusive.
>reminded me of Obama spinning his socialized health >insurance.
What you're going to get out of Obama on health care will probably be too little too late. There sure won't be any huge changes. There may be some restrictions on what private insurance can and cannot do (nearly all of which were previously enacted by one state or another) and maybe individual mandate (already enacted by at least one state). Single payer isn't going to happen despite the simple fact it would drive overhead way, way down. The way the system works now you've got more than one bookkeeper for each clinician.
Interestingly enough, pdocs seem to be able to get by with fewer bookkeepers but they only have a small number of procedure codes and diagnoses. I have never seen one draw blood in their office but they sure like to verify that their meds aren't causing any problem, and a lot of them require therapeutic drug monitoring. Most medical insurance carves out behavioral health problems to a small number of specialty companies.
[Edited by: Sneakers55 at 9/27/2009 7:16:54 PM EST]
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Plebe2001

Champion Author
Philadelphia
Posts:2,065 Points:371,300 Joined:Jul 2008
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Message Posted: Sep 27, 2009 6:11:45 PM
As always you need to understand all of the terms. What's new?
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guzlinsuv

Champion Author
Sacramento
Posts:4,731 Points:1,047,220 Joined:Aug 2005
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Message Posted: Sep 27, 2009 6:09:57 PM
the terms and conditions aren't that bad, though the $200 damage clause could easily bite you. Sad thing is, it probably has to be done like this to prevent all the jackholes from trying to get one over.
anyone making a purchase this large should know what the heck they want anyway...
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captngasTN

Champion Author
Tennessee
Posts:1,717 Points:392,005 Joined:Jun 2009
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Message Posted: Sep 27, 2009 6:05:07 PM
Good in concept til you read the stipulations.
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Sneakers55

Champion Author
Houston
Posts:31,135 Points:1,257,695 Joined:Nov 2005
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Message Posted: Sep 27, 2009 5:59:56 PM
If you want to check out a car for more than the three or four miles you get in the typical test drive, it's MUCH easier to rent one for a trial spin. Of the six cars that I have bought, two of them I had rented before. And I didn't even have to pay for the rentals, I was doing business travel.
When I'm renting one on my own, I seem to get Mopar stuff, a Ford, or a Toyota. No GM stuff if I can avoid it. My Mom comments about me renting a minivan on vacation because I don't have kids or stuff to haul around but then she'll turn around and say it's so comfortable and you can see all around.
A lot (but not all) Toyota dealers have a Toyota rent-a-car department so you can get a spin behind the wheel. And if you happen to get a car you like most of them will sell you the vehicle.
[Edited by: Sneakers55 at 9/27/2009 7:02:12 PM EST]
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Nofries

Champion Author
Atlanta
Posts:1,336 Points:480,095 Joined:Jun 2006
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Message Posted: Sep 27, 2009 5:57:22 PM
Unreal! I saw the slick GM CEO on TV spinning his great program, reminded me of Obama spinning his socialized health insurance.
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MustangKen

Champion Author
Denver
Posts:3,765 Points:631,950 Joined:Apr 2007
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Message Posted: Sep 27, 2009 5:54:03 PM
They NEVER are!!!
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Bonanza

Champion Author
Boston
Posts:6,001 Points:1,537,040 Joined:Jun 2004
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Message Posted: Sep 27, 2009 5:53:14 PM
Always read the small print
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mvosevich

Champion Author
St. Louis
Posts:4,121 Points:834,055 Joined:Aug 2004
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Message Posted: Sep 27, 2009 5:48:11 PM
Just another marketing ploy by dealers to move iron, SSDD.
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ChuckGVT

Champion Author
Vermont
Posts:1,907 Points:694,870 Joined:Apr 2008
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Message Posted: Sep 27, 2009 5:45:11 PM
Dealers are now offering an extra $500 off on top of all other incentives to not take the return guarantee.
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JoeKR

Champion Author
New Jersey
Posts:4,806 Points:1,082,745 Joined:Feb 2006
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Message Posted: Sep 27, 2009 5:41:08 PM
Read the fine print - Always read the fine print!
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mplato

Champion Author
Columbia
Posts:4,102 Points:988,780 Joined:Jun 2004
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Message Posted: Sep 27, 2009 5:38:07 PM
just another scam to get you to buy a government motors.
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Dancin

Champion Author
Toronto
Posts:4,124 Points:1,752,530 Joined:Mar 2004
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Message Posted: Sep 27, 2009 5:37:25 PM
Exactly. and they hold all the cards when it comes to evaluating the wear and tear. No sale, here.
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defcon7

Veteran Author
St. Louis
Posts:405 Points:57,605 Joined:May 2009
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Message Posted: Sep 27, 2009 5:23:39 PM
Anybody offering a money back guarantee has to have a way of protecting themselves from some people who abuse these offers. In retail you have to have a restocking fee or else people just rent and abuse the offer,and mess things up for honest citizens. So its just common sense to have clauses in your promotion,to keep things on the up and up as they say. Thanks, defcon7
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ironbox_sara

Champion Author
Albany
Posts:4,520 Points:1,258,025 Joined:Mar 2006
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Message Posted: Sep 27, 2009 5:22:08 PM
It makes sense. What - you want to beat the heck out of it then bring it back?
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matman01

Champion Author
Detroit
Posts:8,937 Points:974,795 Joined:May 2007
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Message Posted: Sep 27, 2009 5:19:56 PM
This is an old article!
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jb107

Champion Author
New Jersey
Posts:4,503 Points:1,607,495 Joined:Sep 2005
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Message Posted: Sep 27, 2009 5:19:47 PM
Your chances of collecting from this program are slim to none.
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BurntOrange

Champion Author
Austin
Posts:2,294 Points:578,240 Joined:Nov 2007
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Message Posted: Sep 27, 2009 5:11:54 PM
Of course they put restrictions on it.
They don't want some moron buying it on Friday, tearing it up for the weekend, and returning it on Monday.
GM may be dumb, but they ain't stupid.
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dhnbBUG

Champion Author
Pennsylvania
Posts:2,619 Points:704,290 Joined:Apr 2008
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Message Posted: Sep 27, 2009 5:11:35 PM
Fine print is made fine print for a reason.
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arvo87

Champion Author
New Mexico
Posts:2,940 Points:584,415 Joined:Jul 2008
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Message Posted: Sep 27, 2009 5:05:55 PM
no offer is as simple as it seems
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serrog

Champion Author
Nova Scotia
Posts:1,799 Points:584,225 Joined:Oct 2008
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Message Posted: Sep 27, 2009 5:04:44 PM
It's not Wal~Mart we're dealing with here. What would you expect. honest consumers can access this program without worry. Car bangers and drivers with a "rental car" mentality ore going to be SOL.
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Pete12

Champion Author
Albany
Posts:1,855 Points:771,790 Joined:Nov 2005
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Message Posted: Sep 27, 2009 5:01:11 PM
I guess it's not as simple as you would think.
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planetmail

Champion Author
Calgary
Posts:1,490 Points:308,410 Joined:Jan 2009
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Message Posted: Sep 27, 2009 4:49:01 PM
Not as simple as advertised but did people really expect no questions asked and an easy no-limits return?
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lightbulbman2008

Champion Author
Worcester
Posts:41,312 Points:614,710 Joined:Oct 2008
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Message Posted: Sep 27, 2009 4:32:30 PM
is it really worth it?
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14of45SSR

Champion Author
Saskatchewan
Posts:2,007 Points:443,455 Joined:Dec 2008
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Message Posted: Sep 27, 2009 4:26:20 PM
So it is a bunch of hot air!
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TBRR

Champion Author
Jacksonville
Posts:1,267 Points:225,525 Joined:Dec 2007
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Message Posted: Sep 27, 2009 4:23:28 PM
music to a car salesman's ear. "I just love this car" that the best sign of a sure sale. research, research, research before you buy. after all it is only transportation to carry your butt from point a to point b.
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CoffeeTrader

Champion Author
Victoria
Posts:2,412 Points:443,680 Joined:Sep 2008
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Message Posted: Sep 27, 2009 4:23:20 PM
I would question the fine print...it kills you every time.
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TomT2Lee

Champion Author
Cincinnati
Posts:3,470 Points:1,091,790 Joined:Sep 2005
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Message Posted: Sep 27, 2009 4:22:56 PM
Government Motors in action. How fitting.
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